Use this calculator to find out how much money you might need in retirement and whether your current savings plan could get you to your goal.

The calculator results will provide a chart that compares your projected savings to your retirement goal. You’ll then be able to try different scenarios to see how changes in your savings plan might affect your results.

Calculator tips:
  • You can click on each question for help and additional information.
  • Revisit the calculator each year, since your financial situation and goals may change.
  • Discuss your results with your financial representative. The calculator is for illustrative purposes only and is not intended to provide investment advice or portray actual investment results.

When you’re ready to start:

Information you’ll need

See what information you’ll need for each version of the calculator.

Quick analysis — 4 questions
(about 5 minutes)

Use this version for a quick look at your retirement outlook. It’s best for those who don’t have a lot of different investments.

Detailed analysis — 15 questions
(about 15 minutes)

Use this version if you want to enter more details about your personal situation and retirement investments.

If you and your spouse plan to retire at different times, consider running the detailed version of the calculator separately for each spouse, and indicate “Single.”


Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so you may lose money. Investors should carefully consider the investment objectives, risks, charges and expenses of the American Funds. This and other important information is contained in the prospectuses, which can be obtained from your financial representative or downloaded. Please read the prospectuses carefully before you invest or send money.

This calculator is for illustrative purposes only and is not intended to provide investment advice or portray actual investment results.