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  • Asia - other

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中國香港特別行政區

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Wer bist du ?

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Wer bist du ?

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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 754, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

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Fee waiver and expense reimbursements by fund

An explanation of how each American Fund is affected by the fee waiver and/or expense reimbursements is shown below. Investment results reflect the waiver and reimbursements, without which results would have been lower. See the effect of the waiver and reimbursements on results for class ACF-1R-1R-2R-2ER-3R-4R-5ER-5 and R-6 shares.

Please see each fund’s most recent annual report or prospectus for details.


Growth funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser is currently reimbursing a portion of the other expenses. The reimbursement  will be in effect through at least January 1, 2025. The investment adviser is also currently waiving a portion of the other expenses for Class R-3 shares. This waiver will be in effect through at least January 1, 2025. The adviser may elect at its discretion to extend, modify or terminate the waiver and/or reimbursement at that time.

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Growth-and-income funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

Equity-income funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Balanced funds

  • The investment adviser has waived and/or reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Bond funds

  • The investment adviser is currently reimbursing a portion of other expenses. The reimbursement will be in effect through at least August 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the reimbursement at that time.

  • The investment advisor is currently reimbursing a portion of the other expenses. The reimbursement will be in effect through at least  March 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the reimbursement at that time.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser is currently waiving a portion of other expenses. The waiver will be in effect at least through November 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the waiver at that time.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser is currently waiving a portion of other expenses. The waiver will be in effect at least through December 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the waiver at that time.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser is currently waiving a portion of the other expenses for Class F-1 shares. This waiver will be in effect through at least March 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the waiver at that time.
  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser is currently waiving a portion of other expenses. The waiver will be in effect at least through November 1, 2024. The adviser may elect at its discretion to extend, modify or terminate the waiver at that time.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Money market fund

  • The investment adviser has reimbursed a portion of other expenses in the past.

Portfolio series funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Retirement income portfolio series funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

Retirement target date funds

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

  • The investment adviser has reimbursed a portion of other expenses in the past.

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

The value of fixed income securities may be affected by changing interest rates and changes in credit ratings of the securities.

Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.

Visit the SEC website for the money market fund's most recent filings.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.