Important: American Funds Balanced PortfolioSM has been renamed, effective 1/1/18, to American Funds Moderate Growth and Income PortfolioSM

American Funds Moderate Growth and Income Portfolio℠

American Funds®

Notice: Effective December 1, 2019, the fund's investment objective will be to provide you with long-term growth of capital. However, future income will remain a consideration in the management of the fund.

Share Class A

Balanced
 fund Balanced
 
Overview

American Funds Moderate Growth and Income Portfolio may be appropriate for:

  • Investors seeking a single, broadly diversified fund with exposure to stocks and bonds all over the world.
  • Investors who would like to invest in a global mix of stocks and bonds.
  • Investors who want a core investment of actively managed funds for their retirement plans.

Objective

The fund's investment objective is to provide current income and long-term growth of capital and income.

Manager

The fund is managed by Capital Research and Management Company, one of the nation’s oldest, largest and most respected investment management firms. Since 1931, Capital Research has invested with a long-term focus based on thorough research and attention to risk.

Fund information
  • Began operations: 5/18/12
  • Net and gross expense ratios:* 0.73% / 0.73%
  • Investment expenses paid annually:† $7.30 for a $1,000 balance
  • Ticker symbol: BLPAX
Underlying funds
Asset mix
fund holdings
Portfolio summary
fund holdings
Geographic breakdown
fund holdings

*Cash and equivalents includes short-term securities, accrued income and other assets less liabilities. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public.

 
Past results

Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown here. For more current information and month-end results, click here. Share price and return will vary, so you may lose money. Investing for short periods makes losses more likely. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. 

HistReturn
Average annual total returns through 3/31/19
  Latest10 years Latest5 years Latest3 years Latestyear
At net asset value 8.96% ¶¶ 6.26% 8.17% 4.10%
At maximum offering price
(Class A shares, with 5.75% maximum sales charge)
8.02% ¶¶ 5.02% 6.06% -1.90%
 

 

Investment results assume all distributions are reinvested and reflect applicable fees and expenses. When applicable, investment results reflect fee waivers and/or expense reimbursements, without which the results would have been lower. Read details about how waivers and/or reimbursements affect the results for each fund.

¶¶ Cumulative total return since the fund’s inception on 05/18/2012.

In applying any particular asset allocation model to your own individual situation, you should consider your other assets, income and investments. For example, in addition to your retirement plan investments, you should consider any investments (including those in an Individual Retirement Account) and savings accounts.

Investment allocations may not achieve fund objectives. There are expenses associated with the underlying funds in addition to fund of funds expenses. The funds’ risks are directly related to the risks of the underlying funds as described below. For more information about the risks associated with each underlying fund, go to its detailed fund information page or read its prospectus.

Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries.

Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings.

Fund results and expense ratio information listed above apply to Class A shares only. The results and expense ratio information for the investments in your plan may differ.

SIMPLE IRA and SEP plans only:
Additional share class options are available without an up-front sales charge. There is no sales charge on Class A shares for plans with over $1 million invested in American Funds. Class C shares have higher expenses than Class A shares and a 1% CDSC if shares are sold within the first year of purchase. Class C shares convert to Class F-1 shares in the month of the 10th anniversary of purchase. Class F-1 shares have expenses similar to Class A share expenses, and carry an annual asset-based fee that is charged by participating broker-dealers. Your financial professional can help you decide which option is best for you.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing. You can find a link to the prospectus at the top of the page.