International Growth and Income Fund℠
International Growth and Income Fund may be appropriate for:
- Conservative investors looking for opportunities outside the U.S.
- Investors seeking securities that can provide growth as well as dividend income for added stability
- Those interested in adding international diversification to their portfolios
The fund's investment objective is to provide long-term growth of capital while providing current income.
The fund is managed by Capital Research and Management Company, one of the nation’s oldest, largest and most respected investment management firms. Since 1931, Capital Research has invested with a long-term focus based on thorough research and attention to risk.
- Began operations: 10/01/08
- Expense ratio:* 0.58%
- Investment expenses paid annually: $5.80 for a $1,000 balance
- Ticker symbol: RIGGX
*Fund expenses are as of each fund’s prospectus. Please see the fund’s most recent prospectus for details.
You can estimate the investment expenses you’re paying annually by multiplying your balance in the fund by the expense ratio.
Top 10 holdings
(Percentage of net assets shown are for the most recent period available as of 12/31/17; holdings are subject to change)
- TSMC 3.4%
- Royal Dutch Shell 2.5%
- British American Tobacco 2.3%
- Prudential 1.9%
- AstraZeneca 1.6%
- AXA 1.6%
- Sony 1.5%
- Nestlé 1.5%
- Enbridge 1.4%
- AIA Group 1.4%
Where the fund was invested
(as of 12/31/17; percentage of net assets; holdings are subject to change)
The bar graph below shows the fund’s annual results and illustrates the fund’s fluctuations over the past 10 years. (These percentages are based on Class R-6 shares at net asset value after the share class inception date of May 1, 2009. All Class R-6 share results prior to this date, or prior to the date of first sale, are hypothetical based on Class A share results, adjusted for typical estimated expenses, and are calculated without a sales charge. These results are updated annually as of 12/31. Other share class results will vary.)
Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown here. For more current information and month-end results, click here. Share price and return will vary, so you may lose money. Investing for short periods makes losses more likely. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Average annual total returns through 12/31/17
Class R-6 Shares
|Latest10 years||Latest5 years||Latest3 years||Latestyear|
|At net asset value||8.15% ||6.54%||6.08%||26.51%|
Investment results reflect the deduction of applicable fees and expenses and the reinvestment of all distributions. When applicable, investment results reflect fee waivers and/or expense reimbursements, without which results would have been lower. See results without waivers and/or reimbursements. Read details about how waivers and/or reimbursements affect the results for each fund.
Since the investment option’s inception on 10/01/2008.Class R-6 shares were first offered on 5/1/09 and are sold without a sales charge. Class R-6 share returns prior to the date of first sale are hypothetical. Hypothetical returns prior to the date of first sale were calculated by adjusting Class A share returns without a sales charge for the difference between the Class A share expense ratio and the estimated Class R-6 share expense ratio as of the date of first sale. See the dates of first sale and expense adjustments for Class R-6 shares. The investment adviser waived a portion of its management fees from 9/1/04 through 12/31/08. The investment adviser also reimbursed certain expenses for this fund. When applicable, hypothetical returns reflect the waiver and/or reimbursements, without which results would have been lower. Please see the fund prospectus for more information about specific expenses.
In applying any particular asset allocation model to your own individual situation, you should consider your other assets, income and investments. For example, in addition to your retirement plan investments, you should consider any investments (including those in an Individual Retirement Account) and savings accounts.
Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing. You can find a link to the prospectus at the top of the page.