Retirement Planning

Planning for retirement should combine an understanding of your retirement plan and the basics of investing, and knowledge of how to develop — and modify — your investing strategy when your needs change.

Mutual Fund Basics

Before making any decisions, make sure you understand how mutual funds work.


Learn how your plan works and about the advantages of participating.


Learn more about strategies, including choosing the right investment mix.


Take a look at how scenarios such as changing jobs, saving for college and approaching retirement might alter your needs and your strategies.


Make sure your retirement strategy continues to evolve as you enter new phases of your life. We’ve gathered the most relevant resources from this website for each stage.


Review contribution limits for different types of retirement plans, find your federal tax rate and learn when you can start taking Social Security.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as