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tu chi sei ?
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Quién eres tú ?
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Wer bist du ?
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INSTITUTIONS
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RETIREMENT PLAN INVESTOR
Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:
IF YOUR PLAN ID BEGINS WITH IRK, BRK, 754, 1 OR 2
Visit americanfunds.com/retire
IF YOUR PLAN ID BEGINS WITH 34 OR 135
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ABOUT RETIREMENT PLANS
DEVELOP INVESTMENT STRATEGY
CHANGING NEEDS
LIFE STAGES
OTHER REFERENCES
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FUND INFORMATION
Starting out
Just starting to invest? Don’t know where to begin? We’ve gathered the most useful resources from this website to help you get started.
What you need to know
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Before making investment decisions, it’s important to learn the fundamentals of mutual funds, as well as their associated risks and benefits.
What are 401(k)s and other salary deferral plans?
Employer-sponsored salary deferral plans make investing for retirement easy.
Why participate in a salary deferral plan?
You can’t rely on Social Security alone to cover your retirement needs. Learn how an employer-sponsored retirement plan can help.
The value of a financial professional
Learn how investors of all ages can benefit from the experience and guidance a financial professional can offer.
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Finding the right balance of risk and reward is essential to helping you meet your long-term goals. Learn how to get comfortable with these elements of investing.
Plan your strategy
Build your retirement savings strategy using our sample portfolios as a guide.
See how a target date fund can serve as a complete portfolio that fits your timeline.
Another plan option: Roth 401(k)/403(b)
Does your retirement plan accept Roth contributions? Learn more about the Roth option.
Besides your retirement plan, there are other tax-deferred investment options to consider, from IRAs to variable annuities to special college savings programs.
When deciding how much to contribute to a retirement plan, this calculator shows how pretax payroll deductions affect your take-home pay.
Tax-deferred investment calculator
Compare the growth rate of a tax-deferred investment with a taxable one.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
American Funds Distributors, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.