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Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Living in retirement

Worried about whether your savings will last you through retirement? We’ve gathered the most useful resources from this website to help you update your strategy.

What you need to know


  • Working in retirement

    Working after you retire has benefits and consequences. Find out what they are for you — and your retirement account.

  • Taking distributions

    Learn how to stretch your retirement plan savings.

  • Understanding risk

    Finding the right balance of investment risk and reward is essential to helping you meet long-term goals. Learn how to get comfortable with these elements of investing.

  • Market perspective

    During periods of market volatility, your emotions and confidence can fall and rise with the latest market news. Look for perspective with these resources.

  • Rollovers

    Leaving a job is a big change in your life. There are plenty of decisions to make, including what to do with your retirement plan assets. Carefully compare all your options to make the best choice for you.

  • The value of a financial professional

    Learn how investors of all ages can benefit from the experience and guidance a financial professional can offer.

Plan Your Strategy

Asset allocation models

Build your retirement savings strategy using our sample portfolios as a guide.

Find Your Target Date Fund

See how a target date fund can serve as a complete portfolio that fits your timeline.


Spend it or save it calculator

See the long-term difference between taking a cash distribution or rolling it over into a new plan or IRA.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.