Changing needs | American Funds

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Changing needs


Retirement Planning

As much as you try to plan, your needs change. You may move on to a new job, encounter an unexpected emergency or maybe face college tuition bills. And as you get closer to retirement, your needs will change even more.

How to prepare for a meeting with your financial professional

Learn how to get the most out of a meeting with your financial professional. 

Preparing to retire

Retirement may last almost as long as your working career. As your retirement nears, you’ll face important decisions about how to make your money last. 

Working in retirement

Working after you retire has its benefits and consequences. Find out what they are for you — and your retirement account. 

Taking distributions

Learn how to stretch your retirement plan savings now that you’re about to take distributions. 

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional or downloaded and should be read carefully before investing.


Develop an investment strategy

Learn how to determine your own investment mix.