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Ease into investing

You don’t have to take an all-or-nothing approach when it comes to saving. These ideas can get you started:

  1. Start saving today to take advantage of the opportunity for compounding. It’s OK if it’s a small amount. In fact, over time more of your account value could come from compound earnings than from your original contributions.
  2. Look at your budget to see where you can make changes to free up more money to contribute to your plan.
  3. Increase your contributions each time you get a raise.

Use the interactive chart below to see how starting today compares to waiting 3 and 10 years.

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Use our investment calculator to see how your investments could grow.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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American Funds Distributors, Inc., member FINRA.