Federal tax information

Use the tables below to determine your tax rates for 2014.

2014 Federal income tax rates

Tax rate Married, filing jointly or qualified widow(er) Single Head of household Married, filing separately
10% $0–$18,150 $0–$9,075 $0–$12,950 $0–$9,075
15% $18,151–$73,800 $9,076–$36,900 $12,951–$49,400 $9,076–$36,900
25% $73,801–$148,850 $36,901–$89,350 $49,401–$127,550 $36,901–$74,425
28% $148,851–$226,850 $89,351–$186,350 $127,551–$206,600 $74,426–$113,425
33% $226,851–$405,100 $186,351–$405,100 $206,601–$405,100 $113,426–$202,550
35% $405,101–$457,600 $405,101–$406,750 $405,101–$432,200 $202,551–$228,800
39.6% $457,601 and over $406,751 and over $432,201 and over $228,801 and over

Use the withholding tables below to figure out how much you can expect to have withheld from your paycheck in 2014.

2014 Federal withholding rates

Single rates*
Annual taxable income between these amounts Annual withholding Withhold additional % of income over this amount
$0 – $2,250 $0.00 0% $0
$2,251 – $11,325 $0.00 10% $2,250
$11,326 – $39,150 $907.50 15% $11,325
$39,151 – $91,600 $5,081.25 25% $39,150
$91,601 – $188,600 $18,193.75 28% $91,600
$188,601 – $407,350 $45,353.75 33% $188,600
$407,351 – $409,000 $117,541.25 35% $407,350
$409,001 and over $118,118.75 39.6% $409,000
Married rates*
Annual taxable income between these amounts Annual withholding Withhold additional % of income over this amount
$0 – $8,450 $0.00 0% $0
$8,451 – $26,600 $0.00 10% $8,450
$26,601 – $82,250 $1,815.00 15% $26,600
$82,251 – $157,300 $10,162.50 25% $82,250
$157,301 – $235,300 $28,925.00 28% $157,300
$235,301 – $413,550 $50,765.00 33% $235,300
$413,551 – $466,050 $109,587.50 35% $413,550
$466,051 and over $127,962.50 39.6% $466,050

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional or downloaded and should be read carefully before investing.