Develop an investment strategy | American Funds

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Develop an investment strategy


Retirement Planning

Figuring out a retirement strategy can be daunting. These articles and tools can help you get started.

What is asset allocation?

Asset allocation means putting portions of your money into different types of investments — like stocks and bonds. If some of your investments lose value, a diversified allocation may help reduce the impact.

 

The following articles can help you choose your asset allocation.

Choose your asset allocation

Use our asset allocation models to find an investment mix based on your retirement time frame.

 

Find Your Target Date Fund

With a target date retirement fund, you get diversification and professional oversight in one easy-to-use investment that fits your timeline. See why target date funds can be a good choice.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional or downloaded and should be read carefully before investing.


American Funds Retirement Roadmap®

Use the American Funds Retirement Roadmap to help you figure out:

  • how much you can set aside each month
  • how to invest that money