What is asset allocation?
Asset allocation means putting portions of your money into different types of investments — like stocks and bonds. If some of your investments lose value, a diversified allocation may help reduce the impact.
The following articles can help you choose your asset allocation.
- Pros and cons of stocks and bonds See how the two major investment types compare.
- Managing risk Learn about the different kinds of risk that come with investing. Your comfort level with each kind will help you make your investment choices.
- Diversify your assets Investing in a variety of assets can help reduce risk.
- Invest for your time horizon Your investment strategy should take into account how long you have until retirement.
- Choose the right mutual funds Find out about different mutual fund types and how they provide diversification.
- Frequently asked questions about rebalancing After you’ve settled on an investment approach, you’ll need to review and possibly readjust your portfolio regularly to keep on track. Here’s how.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional or downloaded and should be read carefully before investing.