Current Federal Income Tax Rate

This is the federal tax rate you expect to pay on taxable income until you begin taking withdrawals. Use the table below to determine your current tax bracket. Tax brackets and rates may change in the future. The analyzer applies the tax rate you enter to all taxable income until retirement.

Federal income tax brackets for 2022*

Tax rate

Married, filing jointly
or qualified widow(er)

Single

Head of household

Married, filing separately

10%

$0–$20,550

$0–$10,275

$0–$14,650

$0–$10,275

12%

$20,551-$83,550

$10,276-$41,775

$14,651-$55,900

$10,276-$41,775

22%

$83,551-$178,150

$41,776-$89,075

$55,901-$89,050

$41,776-$89,075

24%

$178,151-$340,100

$89,076-$170,050

$89,051-$170,050

$89,076-$170,050

32%

$340,101-$431,900

$170,051-$215,950

$170,051-$215,950

$170,051-$215,950

35%

$431,901-$647,850

$215,951-$539,900

$215,951-$539,900

$215,951-$323,925

37%

$647,851 and over

$539,901 and over

$539,901 and over

$323,926 and over

 

*This information is subject to change by the IRS.