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tu chi sei ?
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Quién eres tú ?
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Wer bist du ?
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Qui êtes vous ?
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INSTITUTIONS
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RETIREMENT PLAN INVESTOR
Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:
IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2
Visit americanfunds.com/retire
IF YOUR PLAN ID BEGINS WITH 34 OR 135
If you’re getting close to retirement, look over this list to make sure you have all the bases covered.
Consider any compensation you may receive in retirement. Also factor in pensions, Social Security benefits, 401(k)s, IRAs, and other retirement plans and nonpension savings, as well as any inheritance.
While you may scale back the amount you’re investing in stock funds in favor of more conservative investments, you still need the opportunity to outpace inflation.
Take into consideration family health history. Research insurance programs that will meet your needs after your company’s health plan is out of the picture. Investigate Medicare and what it will cover. Do you think you should have insurance for long-term care?
If so, will it be during your lifetime or after?
Do you have enough and should you create life insurance trusts?
This includes wills, a living will, trusts, power of attorney and medical power of attorney. Also assemble information on key contacts in your life: your attorney, accountant, financial professional, doctors and dentist. Compile a list of account numbers you hold. Tell a trusted family member or friend where to find this information.
Taking these steps can give you peace of mind as you embark upon retirement.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
American Funds Distributors, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.