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Wer bist du ?

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Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

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Wer bist du ?

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Qui êtes vous ?

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Who are you ?

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Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Move into a new plan vs. Roll into an IRA

Roll to an IRA

Move to a new plan

Benefits

Your money can continue to grow tax-deferred.

You can consolidate multiple retirement accounts.

Benefits

Your money can continue to grow tax-deferred.

You have your retirement assets conveniently consolidated with one provider.

Keep in mind

Roth 401(k) or 403(b) accounts will be rolled into a Roth IRA. Non-Roth accounts can be rolled into a traditional or Roth IRA. You’ll be responsible for any unpaid taxes on the taxable portion of a Roth IRA rollover.

You can avoid required minimum distributions over your lifetime with a Roth IRA. With retirement plan accounts and traditional IRAs, you’re generally required to withdraw a certain amount every year once you reach age 72 (70-1/2 for those born before July 1, 1949).

If you’re rolling to a traditional IRA, make sure the rollover funds go directly from your old plan’s trustee to the rollover IRA’s trustee or custodian to avoid having income tax withheld on the taxable portion of your distribution.

Keep in mind

The plan may not accept certain types of rollovers from other plans, or Roth or after-tax money.

Make sure the rollover funds go directly from your old plan’s trustee to your new plan’s trustee to avoid having income tax withheld on the taxable portion of your distribution.

There may be a waiting period before you can move your money into your new plan.

Your investment options are limited to what is offered in your new plan.

You’re subject to the rules and restrictions of your new plan.

To roll a retirement plan account from a former employer to a new American Funds plan, you’ll need an Incoming Rollover Requestform, available from the American Funds plan’s representative.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.