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Retirement Planning

  • Overview »
  • About retirement plans
  • Develop an investment strategy
  • Changing needs
  • Life stages
  • Other references
Calculators
  • Investing calculator
  • Retirement planning calculator
  • Tax-deferred investment calculator
Learning tools
  • Glossary
  • Retirement checklist
Related info
  • About American Funds

Planning for retirement should combine an understanding of your retirement plan and the basics of investing, and knowledge of how to develop — and modify — your investing strategy when your needs change.

About retirement plans

Learn how your plan works and about the advantages of participating.

Develop an investment strategy

Learn more about strategies, including choosing the right investment mix.


Changing needs

Take a look at how scenarios such as changing jobs, saving for college and approaching retirement might alter your needs and your strategies.

Life stages

Make sure your retirement strategy continues to evolve as you enter new phases of your life. We've gathered the most relevant resources from this website for each stage.


Other references

Review contribution limits for different types of retirement plans, find your federal tax rate and learn when you can start taking Social Security.

2009 retirement plan contribution limits
Federal tax information
Social Security retirement benefits


Investors should carefully consider the investment objectives, risks, charges and expenses of the American Funds. This and other important information is contained in each fund’s prospectus and/or summary prospectus, which can be obtained from your plan’s financial professional or downloaded and should be read carefully before investing.

Mutual Fund Basics

Before making any decisions, make sure you understand how mutual funds work.
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