Planning for retirement should combine an understanding of your retirement plan and the basics of investing, and knowledge of how to develop — and modify — your investing strategy when your needs change.
About retirement plans
Learn how your plan works and about the advantages of participating.
Develop an investment strategy
Learn more about strategies, including choosing the right investment mix.
Changing needs
Take a look at how scenarios such as changing jobs, saving for college and approaching retirement might alter your needs and your strategies.
Other references
Review contribution limits for different types of retirement plans, find your federal tax rate and learn when you can start taking Social Security.
2009 retirement plan contribution limits
Federal tax information
Social Security retirement benefits
Investors should carefully consider the investment objectives, risks, charges and expenses of each fund. This and other important information is contained in the prospectus, which can be obtained from your financial professional or downloaded. Please read the prospectus carefully before you invest or send money.