Choose your asset allocation | American Funds

Develop an investment strategy

Retirement Planning

Choose your asset allocation

Our four asset allocation models were designed with a wide range of retirement time frames in mind.

Find Your Target Date Fund

With a target date retirement fund, you get diversification and professional oversight in one easy-to-use investment that fits your timeline. See why target date funds can be a good choice.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional or downloaded and should be read carefully before investing.