If you’re undecided about what to do with your retirement plan account when you leave your job, keeping it where it is may be a temporary solution.
Check with your employer to review how your plan works.
Leaving your assets in the plan while you explore your options allows you to:
Measure the tax implications and penalties of staying tax-deferred and cashing out with the Spend it or save it calculator.
Find out how to start the rollover process to an American Funds IRA or how to initiate another transaction.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
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American Funds Distributors, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.