Whether you’re changing jobs or retiring, leaving your employer involves many decisions. As you move on to the next stage of your life, it’s important not to forget one important decision — what to do with your retirement plan account.
Make sure your decision is the right one for you. Consider your distribution options and their tax implications carefully.
Talk to your financial professional. If you don’t have one, American Funds IRA Rollover Specialists can put you in touch with your plan’s financial professional or refer you to one in your area.
Rollover Specialists are available Monday through Friday from 8 a.m. to 7 p.m. Eastern time at (800) 421-9923.
Take advantage of the tools and information available:
When you make your decision, there are several ways you can roll your money into an American Funds or other IRA or into your new plan:
Fill out the forms sent to you.If you received forms from your employer in the mail, complete them using the accompanying instructions. Or, contact your benefits department to obtain the necessary forms.
Access forms online.Log in to your account to download and print rollover and distribution forms for your plan. (This option may not be available for your plan.)
If moving your retirement plan account from a previous employer:To roll a retirement plan account you have with a former employer to an American Funds plan, you will need to complete an Incoming Rollover Request form. Learn more.
Call the American Funds IRA Rollover Center.IRA Rollover Specialists are available to assist you Monday through Friday from 8 a.m. to 7 p.m. Eastern time. Call (800) 421-9923.
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Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.